2024 INVESTOR WINDOW CLOSING SOON
OUR UNIQUE
METHOD
Delivered
INVESTORS
HAS
FROM
ESTATE
ANY PROPERty
10% ANNUAL
our
RETURNs
REAL
WITHOUT OWNING
Indirectly invest in the Scottish property market with a smaller capital. Enjoy returns in as little as 9 months. And the return rate is even written in the contract.
8/14
SPACES
FILLED
Compare Our Returns With Popular Financial Investments
We Find Undervalued Deals & Turn Them Into Profit
Our expert team buys off-market, below-value properties and strategically renovates them to increase property value. You can now invest in our property portfolio and enjoy 10% annual returns (without facing the hassles of property ownership yourself).
Investors Beating the Stock Market with 10% Annual Returns
Tired of watching your pension and stock investments underperform? While the UK stock market averages around 7% returns, our investors have achieved a 10% return annually. Diversify your portfolio with a lower-risk option that outperforms traditional investments. It's time your money worked as hard as you do.
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Join The Booming Scottish Property Market Indirectly
The Scottish property market is on fire, with prices in prime locations soaring into hundreds of thousands of pounds. But don't let that intimidate you. With Black & Armenta, you can tap into this lucrative market for just £30,000, allowing you to ride the wave of Scotland's property boom without owning any properties or enduring the hassles that come with property ownership.
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Invest With Peace Of Mind
Property is one of the safest assets you can own, offering tangible value in an uncertain world. But it also comes with its own set of challenges: midnight calls from tenants, maintenance issues, complex legal matters, and ongoing management responsibilities. When you invest with Black & Armenta, you don't own any property directly, freeing you from all these headaches and responsibilities. We take on all the risk and handle property sourcing, renovations, tenant management, and legal complexities for you.
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The best time to invest was yesterday. The second-best time is today.
Expert Investment
Selection
We leverage our deep market knowledge to identify and acquire undervalued Scottish properties with high growth potential.
Off market deals in prime Scottish locations
Properties at 20-30% below market value
Rigorous due diligence process
Return-Focussed Refurbishments
Every renovation decision is driven by one goal: maximising investor returns. We identify and execute specific improvements that deliver the highest value increase with optimal cost efficiency
Value-adding improvements
Quick turnaround times
Expert contractor network
Strategic Refinancing
Once we've improved the property's value, we refinance it based on its new worth. This lets us give you returns faster while reinvesting in new opportunities to keep the returns flowing.
Unlocking property value through smart financing
Quick release and return of investment capital
Creating ongoing revenue streams
How We Generate 10% Consistent Returns
Is Black & Armenta the perfect partner for YOU?
Before you schedule a call with us, please check if you fall into any of the following categories to know if we’re the right fit for each other.
Good Fit:
Pre-retirement professionals seeking to diversify their portfolio
High-earning individuals looking for a low-risk, high-return investment
First-time investors looking to invest in the property market
Busy executives wanting property investment without
the hassle
Expat Scots interested in investing back home
Not a Good Fit
You want to buy and own property (we're not real estate agents or brokers)
Individuals who prefer hands-on property management
Investors with less than £30,000 available capital
Those unwilling to commit to a minimum 9-month investment
Homeowners looking to renovate their houses (we’re not a home-repair company)
Success in insurance isn’t about working harder—it's about deploying smarter systems that make growth inevitable and limitless.
Document your journey, Flynn, because if you keep going on the path you're on with those results at your agency, there'll be an incredible story to tell.
Steven Bartlett
Investor on Dragons' Den, Host of The Diary of a CEO
Flynn Blackie, an arbiter for Gen-Z entrepreneurship. A young man destined to make a big impact on his journey.
Brendan Kane
Author of One Million Followers and Founder of Hookpoint
Flynn is determined and creative. I'm truly excited to be able to support a bright mind that is shaping solutions for a better future.
Taavet Hinrikus
CEO and Founder of Wise (formerly Transferwise)
Flynn defies the odds. His youth has made him open-minded. He focuses relentlessly on listening and gaining feedback.
Tim Denning
Contributor at Entrepreneur Magazine, Business Insider and Top Writer on LinkedIn
Flynn is a rockstar. A super exciting young entrepreneur with a ludicrous amount of potential! Go Flynn!
Rhonda Swan
Host of The Unstoppable Show and Author of Master Emotional Intelligence
Flynn is a star. I've been watching his journey since its infancy and it's never failed to bring a smile. Can't wait to see what comes next.
Alison Edgar MBE
Author of Secrets of Successful Sales & Smash It! The Art of Getting What You Want
INDUSTRY TITANS ON OUR FOUNDER
Great work attracts great people!
Learn more about us in the press
Interested in Our System?
If you're ready to take control, unlock more capacity, grow your book of business and get more high-quality customers - then it’s time to take the next step. Let’s talk about how we can implement our proven 'Click to Commission' strategy tailored specifically for you and turn you into a dominant force. Don't let your competitors get ahead—schedule a call with us today and start seeing the growth you’ve been aiming for.
Frequently Asked Questions
Meet The Founders
Black & Armenta was founded by Etan and Connie, two visionary property investors who saw an opportunity to revolutionise the Scottish property market. Their property development journey began in 2012, with Connie taking the first step, learning the ropes, and steadily building their portfolio. Soon Etan joined the race in 2014. A decade later, Black and Armenta has now successfully turned around 22 Scottish properties and provided great returns for their investors.
With a professional team including experienced solicitors, letting agents and contractors, they've developed a unique strategy that allows investors to benefit from the Scottish property market without the traditional hassles of property ownership. Apart from growing the wealth of their investors, Etan and Connie are also passionate about providing affordable living solutions to Scottish residents to address the pressing demands for housing needs in Scotland.
Dean Street, Kilmarnock
£44,057
£55,000 in 6 months
We acquired this off-market investment opportunity at a 43% discount to market value. Through strategic improvements and our proven refurbishment process, we increased the property's value significantly. After refinancing, we were able to return most of the initial investment while maintaining a strong monthly cash flow. The property now generates £384 in monthly net income while only £2,807 remains invested - that's a 164% return on capital invested.
Initial Investment: £44,057
New Market Value: £55,000
Monthly Net Income: £384
Return on Capital: 164%
Claremont, Aberdeen
£48,775
£55,000 in 9 months
Claremont represents one of our most strategic acquisitions in Aberdeen. We secured this off-market deal at a 39% discount to market value, demonstrating our ability to find hidden opportunities. Through targeted improvements and our systematic renovation approach, we increased the property's value substantially. After refinancing, we released £41,250 while maintaining strong monthly cash flow. The property now generates £323 in monthly net income with £7,252 remaining invested - delivering a solid 53% return on capital invested.
Initial Investment: £48,775
New Market Value: £55,000
Monthly Net Income: £323
Return on Capital: 53%
Our Investment Portfolio
Learn how we turned around property investment opportunities in a short period and consistently paid out 10% returns to our investors.
New Street, Dalry
£34,616
£40,000 in 4 months
When we first found this investment opportunity in Dalry, it was in nearly uninhabitable condition - but we saw its potential. Using our proven strategy, we secured it significantly below market value and transformed it through strategic renovations. After refinancing, we released £30,000 of the initial investment while maintaining strong monthly returns. The property now delivers £257.50 in monthly net income with just £4,616 left in the deal - generating a remarkable 67% return on capital invested.
Initial Investment: £34,616
New Market Value: £40,000
Monthly Net Income: £257.50
Return on Capital: 67%
Glenacre, Cumbernauld
£53,022
£55,000 in 6 months
We identified and secured this property at 24% below market value, highlighting our expertise in finding undervalued opportunities. Through our proven refurbishment process, we enhanced the property's value and rental potential. After refinancing, we released £41,250 of the initial investment while securing steady monthly returns. The property now delivers £338 in monthly net income with £11,772 remaining invested - producing a consistent 34% return on capital invested.